--- title: Home Unlocked --- [Skip to content](https://welcome.mccallhomes.com/home-unlocked#main-content) ![logo-black](https://welcome.mccallhomes.com/hs-fs/hubfs/logo-black.png?width=100&height=118&name=logo-black.png "logo-black") # Home, Unlocked. --- You pay no closing costs on select Move-In Ready homes. 6.125% rate | 7.119% APR\* for first-time buyers, plus rate options for every buyer. When under contract by November 30th, 2026 and closed by December 31st, 2026. --- ##### Whether it's your first home or your fifth, we're here to help you find your place in a neighborhood where the holidays already feel like home. # A Home for Every Lifestyle ![6232 Rosmary TH Grass-1-1](https://welcome.mccallhomes.com/hs-fs/hubfs/6232%20Rosmary%20TH%20Grass-1-1.jpg?width=2000&height=1333&name=6232%20Rosmary%20TH%20Grass-1-1.jpg "6232 Rosmary TH Grass-1-1") Move-In Ready ![1925 StPeter Exteriors-3](https://welcome.mccallhomes.com/hs-fs/hubfs/1925%20StPeter%20Exteriors-3.png?width=2000&height=1333&name=1925%20StPeter%20Exteriors-3.png "1925 StPeter Exteriors-3") From the Low $300s ![4476 NEW -1](https://welcome.mccallhomes.com/hs-fs/hubfs/4476%20NEW%20-1.jpg?width=2000&height=1333&name=4476%20NEW%20-1.jpg "4476 NEW -1") Built for Community ![1817 SP MLS Size](https://welcome.mccallhomes.com/hs-fs/hubfs/1817%20SP%20MLS%20Size.jpg?width=2000&height=1333&name=1817%20SP%20MLS%20Size.jpg "1817 SP MLS Size") Made for You --- ![11-3Q9A3823](https://welcome.mccallhomes.com/hs-fs/hubfs/11-3Q9A3823.jpg?width=2000&height=1334&name=11-3Q9A3823.jpg "11-3Q9A3823") # Step into a New Home Today And picture your life here, in community.  Morning coffee on the porch, movie nights in a cozy living room, & room for the traditions that matter to you. These Move-In Ready homes are finished and waiting, but  this offer won’t be around long.  [Let's Connect](https://welcome.mccallhomes.com/home-unlocked) *Offer Disclaimer:*  *Offer valid on select move-in ready McCall Homes that go under contract by November 30, 2026 and close by December 31, 2026. 6.125% interest rate, 7.119% APR, based on a FHA 30-year fixed loan through the Montana Board of Housing Set-Aside Loan Program, effective September 29, 2026, with 3.5% down payment. Income and purchase price limits apply. Borrowers must meet program, credit and lender requirements, and all MBOH FHA program guidelines for approval apply. Subject to approval. This is not a guaranteed rate. Current rates and limits are at commerce.mt.gov. Closing costs paid by McCall Homes on select move-in ready homes. Rate available to qualified first-time homebuyers as defined by the Montana Board of Housing. Prepaid expenses such as taxes and insurance are not included. Information is for general purposes and is not a Loan Estimate. Everyone's situation is different, and we recommend getting pre-approved to understand your options. Prices, availability and terms are subject to change without notice. McCall Homes reserves the right to modify or cancel this promotion at any time without notice. Square footage is approximate. Some images are renderings. Financing through Yellowstone Bank, NMLS #403398. Member FDIC. Equal Housing Lender.* © 2026 All rights reserved. Developed by [GiantFocal](https://www.giantfocal.com)